early repayment penalty
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Early repayment charge — If fixed rate mortgages(FRM) are noticed in advance a compensation the so called early repayment charge or redemption penalty has to be paid.If the interest rates have fallen, the creditor has an interest loss due to the notice. But if the rates… … Wikipedia
early — {{Roman}}I.{{/Roman}} adj. VERBS ▪ be, feel, seem ADVERB ▪ extremely, fairly, very, etc. ▪ … Collocations dictionary
UK mortgage terminology — This page gives descriptions of UK mortgage terminology which can often confuse borrowers.IntroductionThe UK mortgage market is one of the most innovative and competitive in the world. Most borrowing is funded by either mutual organisations… … Wikipedia
Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… … Wikipedia
Mortgage industry of the United Kingdom — The Mortgage industry of the United Kingdom has traditionally been dominated by building societies, but from the 1970s the share of the new mortgage loans market held by building societies has declined substantially. Between 1977 and 1987, the… … Wikipedia
Refinancing — may refer to the replacement of an existing debt obligation with a debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent… … Wikipedia
Collectivization in the Ukrainian Soviet Socialist Republic — Holodomor topics Historical background Famines in Russia and USSR · Soviet famine of 1932–1933 Soviet government Institutions: All Union Communist Party (Bolshevik) · Communist Party (Bolshevik) of Ukraine · … Wikipedia
Prepayment — is early repayment of a loan by a borrower. In the case of a mortgage backed security (MBS), prepayment is perceived as a risk, because mortgage debts are often paid off early in order to incur lower total interest payments through cheaper… … Wikipedia
Nauru — Nauruan, n., adj. /nah ooh rooh/, n. Republic of, an island republic in the Pacific, near the equator, W of the Gilbert Islands: administered by Australia before 1968. 8007; 81/4 sq. mi. (21 sq. km). Formerly, Pleasant Island. * * * Nauru… … Universalium
Real Estate Mortgage Investment Conduit — Real Estate Mortgage Investment Conduits, or REMICs, are a type of special purpose vehicle used for the pooling of mortgage loans and issuance of mortgage backed securities. They are defined under the United States Internal Revenue Code (Tax… … Wikipedia
United States — a republic in the N Western Hemisphere comprising 48 conterminous states, the District of Columbia, and Alaska in North America, and Hawaii in the N Pacific. 267,954,767; conterminous United States, 3,022,387 sq. mi. (7,827,982 sq. km); with… … Universalium
